<?xml version="1.0" encoding="UTF-8"?><email><title>Consumer Information Disclosure - Fall 2026</title><timestamp>2026-09-16T00:00:00</timestamp><date><timestamp>2026-09-16</timestamp><dateShort>09/16/26</dateShort><dateMonthYear>September, 2026</dateMonthYear><dateLong>September 16, 2026</dateLong></date><time><format24>00:00</format24><format12>12:00am</format12></time><stagingPath>/emails/administration-finance/2026/2026-09-16_consumer-info-disclosure-fall-2026.pcf</stagingPath><path>/emails/administration-finance/2026/2026-09-16_consumer-info-disclosure-fall-2026.shtml</path><file>https://www.farmingdale.edu/emails/administration-finance/2026/2026-09-16_consumer-info-disclosure-fall-2026.xml</file><page>https://www.farmingdale.edu/emails/administration-finance/2026/2026-09-16_consumer-info-disclosure-fall-2026.shtml</page><type>administration-finance</type><privacy>private</privacy><lead>Dear Farmingdale State College Student: As a student, you have a right to receive various consumer information as required by the Higher Education Opp…</lead></email>