FSCPlusCard – A New, Faster Way to Get Refunds
FSC activated its partnership with Higher One®, a financial services company focused solely on higher education, to bring a new method for processing refunds to FSC students— the FSCPlusCard. Please do not throw away this important card since it is your ticket to a faster refund.
Simply put, your new FSCPlusCard is designed to provide you with increased choices for Financial Aid or college refunds. To utilize any of the 3 options listed below, you first need to activate your card (through www.FSCPluscard.com) by clicking on the "New User - Get Started" tab and following the prompts to choose your refund preference.
These options include:
- Higher One will wire funds into your existing bank account. You will need to provide third party banking information (routing and account numbers) to receive refunds via direct deposit to your existing account at another financial institution. On average, it may take up to 3 business days with this method, given standard ACH delivery timelines.
- You have the ability to choose a paper check sent to your mailing address.
- A same day deposit to the OneAccount, an FDIC Insured, no monthly fee, no minimum balance checking account. With the OneAccount, you receive your funds the same day they're released by Higher One.
Please activate your card and choose a refund preference as soon as you receive it. Remember, even if you are not currently expecting a refund from Farmingdale State, a refund may be due you in the future.
If you're not sure that FSC has your current mailing address, please take a moment today to either visit the Registrar's Office or fax your address (showing your past address) to 631-420-2275 to update your address information. Since your new FSCPlusCard will be mailed to your current address on file with Farmingdale State, it is critical that you verify your mailing address as soon as possible.
Students can visit the Higher One® website to learn more about all the great benefits that accompany your all-new FSCPlusCard.
How to Use Your Card and Avoid Fees
If you choose to open the One Account with Higher One, the FSC Plus Card becomes an active card once funds are deposited to your account. You should be aware that the card is NOT a credit card; rather, it is a payment card associated with a checking account that has a dollar amount that is limited by the balance of funds in the account. You can use this card in several manners. First, we have a convenient Higher One ATM that is located in the University Police building, and is accessible 24/7. You can also use the card at any retail location that accepts debit or credit cards. If you use the card to make purchases, do NOT use it as a PIN based (debit) transaction, because there is a fee associated with this type of usage; rather use it a credit transaction (even though this is not a credit card) and sign for the purchase. Again, remember that the card is linked to a checking account with a finite balance.